Banks
See your Macquarie accounts in Cove
Connect Macquarie Bank to Cove Money through the Consumer Data Right and see your Macquarie transaction account, savings, offset, credit cards and home loan in one calm, read-only view.
Macquarie has become a favourite for people who run their banking digitally — often a transaction account and savings account paired with a home loan and offset. Connect Macquarie to Cove and the whole setup appears in one calm view: balances, transactions and your loan position, refreshed automatically.
How to connect Macquarie to Cove
- Start in Cove. Open Cove, choose to add a bank, and pick Macquarie from the supported list.
- Review the consent request. The Consumer Data Right consent screen shows exactly what data is requested, why it is needed, who can access it, how long access lasts, and how to withdraw consent later.
- Approve with Macquarie. You're taken to Macquarie's own verification step, where your identity is confirmed with a one-time password from Macquarie. Cove never sees or stores your Macquarie password.
- Choose the accounts to share. You pick which eligible Macquarie accounts to share. Only the accounts you authorise are visible to Cove.
- See your money in one place. Your Macquarie balances and transactions flow into Cove read-only and stay up to date automatically while your consent is active.
What syncs from Macquarie
| Account type | What you see in Cove |
|---|---|
| Transaction accounts | Balances, transactions and account details |
| Savings accounts | Balances, transactions and account details |
| Credit cards | Balances, transactions and account details |
| Home loans | Balances, transactions and account details |
| Term deposits | Balances, transactions and account details |
Your data refreshes automatically while your consent is active, so Cove stays current without you re-connecting or refreshing anything yourself.
Security and the Consumer Data Right
Cove connects through the Consumer Data Right, Australia's regulated open banking system — not screen scraping. Cove Money operates as a CDR Representative of Fiskil Pty Ltd, an ACCC-accredited data recipient. Access is strictly read-only: Cove can see balances and transactions, but it can never move money, make payments, or change anything in your Macquarie accounts. You can revoke access at any time, from Cove or from your bank's data sharing dashboard.
Macquarie FAQs
Is connecting Macquarie to Cove safe?
Cove's access is read-only and runs through Australia's Consumer Data Right. Cove Money operates as a CDR Representative of Fiskil Pty Ltd, an ACCC-accredited data recipient, and you approve the connection inside Macquarie's own login — Cove never sees your Macquarie password. You can revoke access at any time.
Can I see my Macquarie offset account in Cove?
Yes. An offset account shares its data like a transaction account under the CDR, so its balance and transactions appear in Cove alongside your home loan.
Does my Macquarie home loan show up in Cove?
Yes. Your home loan balance and transactions sync read-only, so your loan and offset sit together in your net worth picture without Cove being able to change anything.
Does Cove work with Macquarie joint accounts?
Joint accounts can be shared under the Consumer Data Right, though Macquarie may first ask each account holder to approve data sharing for the account. If a joint account doesn't appear in Cove, check the data sharing settings in your Macquarie banking.
Does Macquarie charge for connecting to Cove?
No. Sharing your data under the Consumer Data Right is free for consumers — Macquarie doesn't charge for it, and Cove doesn't charge anything beyond your normal subscription.
Cove Money is not affiliated with or endorsed by Macquarie Bank. The Macquarie Bank name is used only to identify the institution. Product availability through the Consumer Data Right is determined by Macquarie Bank and can change.
Try Cove Money
See your Macquarie accounts, calmly.
Read-only Consumer Data Right bank connections, no advertising, and one quiet subscription. Start with 7 days free, then $9.99 AUD per month, cancel anytime.