A calm place to see all your money.
Balances, bills, net worth and insights — gathered in one clear view. Cove never moves your money. It just helps you understand it.
Free for 7 days, then $9.99/month. Cancel anytime.
- CDR-connected through Fiskil
- Read-only — we can't move funds
- Read-only CDR access
- Connects to 100+ Aussie banks
Automatic, in the background
Your bank is already here
Cove syncs straight from your accounts through Australia's Open Banking — no manual imports, no spreadsheets.
…and 100+ more banks, credit unions and neobanks across Australia.
Everything in one view
The whole picture, finally in one calm place.
Cove reads your accounts and quietly does the tidying — so the numbers that matter are already waiting for you.
Watch your net worth grow
Every account, balance and debt rolled into one honest number — tracked month over month, with no nudging to do anything about it.
Net worth · last 6 months
Bills, never a surprise
Cove spots your recurring bills and shows what’s due, what’s coming up, and what’s already been paid — calmly, before anything lands.
Explore bills
Budgets without the guilt
Set a monthly budget for the categories you care about — or one overall number — and watch it quietly track as transactions arrive. No streaks, no badges, no red-letter warnings.
Explore budgets
Insights that explain
See where your money went, what came in, and how the month compares — in plain language, with no judgement and no “you’ve smashed your budget” alarms.
Explore insights
Ask Cove anything
“How am I tracking this month?” Ask in everyday words and get a clear answer drawn straight from your own numbers — processed in Australia, never used to train AI models.
Explore Ask Cove
The Cove promise
We don't move your money. We just help you understand it.
Cove connects through Australia's Consumer Data Right (CDR) as a CDR Representative of Fiskil — with read-only access. We can see your balances to show them back to you, and that's all. No payments, no transfers, no moving a single dollar.
- Read-only by design
- There’s no “move money” button in Cove. The permission simply doesn’t exist.
- Your bank stays your bank
- Cove never receives or stores your bank login details. Connections run through your bank’s own secure consent.
- Leave whenever you like
- Revoke access and delete your data in a tap. It’s your money, and your call.
Up and running in minutes
Three quiet steps
- Connect your banks
- Securely link your accounts through Open Banking. It takes a couple of taps and your bank’s own consent screen.
- See everything settle
- Cove gathers balances, bills and net worth into one calm view — and keeps it gently up to date in the background.
- Understand your money
- Open the app whenever you wonder “am I okay?” — and get a clear, honest answer without the spreadsheet.
See all your money. Breathe a little easier.
Join everyday Aussies using Cove to understand their money — calmly, honestly, all in one place.
Free for 7 days, then $9.99/month · No ads · Cancel anytime
Synced so far
$16,525,620.02
Gathered across 45,174 transactions for everyday Aussies — quietly, and counting.