No-Ads Finance App

Money is private. A personal finance app should make its revenue model clear.

Cove Money is built as a subscription-funded app. The product strategy states Cove Money is calm, ad-free, no gamification, and subscription-only revenue. The current price is $12.99 AUD per month, single tier, cancel anytime.

What no ads means for Cove Money

Cove Money's CDR Policy says Cove Money does not sell CDR Data and does not use CDR Data for advertising or unrelated direct marketing.

Cove Money's Privacy Policy says Cove Money does not sell, share, or disclose Personal Information or financial data to third parties for advertising, marketing, or any purpose unrelated to the operation of the Service.

Why this matters

Your transaction data can reveal a lot about your life. A no-ads model keeps the product focused on the service itself: helping you see connected accounts, spending, bills, cashflow, and insights in one place.

What Cove Money includes

• connected account dashboard
• account balances and transaction views where data is authorised
• bill and recurring payment visibility where data is available
• spending insights
• AI Chat companion for general informational questions about authorised data
• read-only Consumer Data Right bank connections through Fiskil

Important limitations

Cove Money is a personal finance information and tracking service. It does not provide financial product advice, personal financial advice, legal advice, tax advice, accounting advice, or credit advice.

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This page is general information only. Product details, pricing, availability, and features can change. Check each provider's current website and terms before deciding what is right for you.