Tools
Free tools for getting a grip on your money.
No sign-up, no tracking, nothing saved — every tool runs entirely in your browser and clears when you close the tab.
Budget calculator
Enter your take-home pay — weekly, fortnightly, monthly or yearly — and your spending to see your surplus and how you track against the 50/30/20 rule.
Open the tool →Subscription cost calculator
Tick off your streaming, music and app subscriptions to see what they really cost per month and per year. The yearly number is usually a surprise.
Open the tool →Net worth calculator
Add your assets and debts — including super and HECS-HELP — to see your estimated net worth instantly.
Open the tool →
These tools are general information only and do not constitute personal financial advice. Nothing you enter is stored or sent to a server.
Try Cove Money
Free tools, powered by your real bank data.
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