Learn
Guides for calmer money.
Plain-English guides to the Consumer Data Right, open banking, budgeting, and everyday money management in Australia, from the team behind Cove Money.
- How To See All Your Bank Accounts In One PlaceLearn how Australians can use Consumer Data Right bank connections to see connected accounts, balances, transactions, bills, and cashflow in one place.
- How To Calculate Your True Net Worth In 5 MinutesLearn a simple way to estimate net worth by listing assets and debts, and how Cove Money can help track connected account balances.
- Cashflow Vs BudgetUnderstand the practical difference between a budget and cashflow tracking, and why both can help Australians manage everyday money.
- CDR Accredited Data Recipients ExplainedLearn what a CDR Accredited Data Recipient is, how CDR representatives fit in, and how Cove Money works with Fiskil.
- Open Banking Vs Screen ScrapingLearn the sourced difference between Consumer Data Right API-based data sharing and older bank data access methods before connecting a finance app.
- How To Connect A Bank Account To An App In AustraliaLearn the CDR consent steps Australians may see when connecting eligible bank data to a finance app like Cove Money.
- What Is The Consumer Data Right? An Australian GuideLearn what Australia's Consumer Data Right is, how CDR data sharing works, and how Cove Money uses read-only CDR bank connections through Fiskil.
- Couples And Shared FinancesLearn how couples can review income, expenses, assets, debts, and shared payments without necessarily merging every account.
- First Home Buyers: Using A Finance App To Prove Savings Habits To A BrokerLearn how first home buyers can organise savings history, spending, and account visibility before speaking with a broker or lender.
- Fiskil And CDR Bank ConnectionsLearn how Cove Money works with Fiskil for Consumer Data Right bank connections and what the CDR representative model means.
- How Freelancers Can Use CDR To Track Business And Personal SpendingLearn how freelancers can think about cashflow, separate accounts, and Consumer Data Right bank connections for clearer spending visibility.
- Is Open Banking Safe?Learn the privacy, consent, and security protections built into Australia's Consumer Data Right and how Cove Money handles read-only bank data.
- Open Banking In AustraliaOpen banking in Australia is delivered through the Consumer Data Right. Learn how CDR bank data sharing works and what it means for finance apps.
- How To Revoke Bank Access From An AppLearn how CDR consent withdrawal works in Australia and how to think about removing a finance app's bank data access.
- How To Spot Duplicate Charges Across Multiple Bank AccountsLearn a practical review process for spotting duplicate or unexpected charges across multiple bank accounts and cards.
- How To Track Recurring Subscriptions AutomaticallyLearn a practical way to review regular payments and subscriptions using account transactions and read-only finance app data.
- How To Review Your Spending This Financial YearFind out where your money actually went this financial year - a category and merchant review for Australians, with month-by-month context and no judgement.
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