Three steps to financial clarity.

Cove Money is designed to make the first step simple. You create your account, choose the bank accounts you want to connect, then Cove Money gives you a clearer view of accounts, spending, bills, and cashflow in one place.

Step 1: Create your account

Start with a Cove Money account. Your account is used to keep your personal finance view private to you and to manage the bank connections you choose to authorise.

Step 2: Connect your bank

Cove Money uses Australia's Consumer Data Right through Fiskil. When you connect a bank, the CDR consent flow explains what data you are sharing, who can access it, how it will be used, and how long access lasts. Your bank credentials stay with your bank and are not stored by Cove Money.

Step 3: See the full picture

Once your data is available, Cove Money brings your connected accounts, transactions, bills, cashflow, and insights into one calm dashboard. Cove Money is read-only. It cannot move money, make payments, or change anything in your bank.

Trust block

The Consumer Data Right is opt-in. You choose whether to use it, what eligible data to share, and when to withdraw consent. CDR consents are time-limited (up to a maximum of 12 months unless renewed) and you can withdraw at any time. Some features may become less complete if consent is withdrawn.