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Pocketbook Alternative
Looking for a Pocketbook alternative? Compare what to check in an Australian money app, including CDR access, read-only data, pricing, privacy, and account visibility.
Last reviewed: 7 May 2026
If you are looking for a Pocketbook alternative in Australia, start with the basics: what accounts can be connected, how data access works, what the app costs, and whether the service matches the way you want to manage money.
Pocketbook, a personal finance app owned by Zip Co, was discontinued by Zip in 2022. If you used Pocketbook, you may now be looking for a different way to see your accounts and spending in one place.
What to check in a Pocketbook alternative
Before choosing a replacement money app, check:
- whether it supports Australian bank data
- whether it uses the Consumer Data Right
- whether access is read-only
- whether the app stores bank login credentials
- what the subscription or pricing model is
- how the provider handles privacy, consent, and deletion
- whether the app offers account views, transaction history, bills, cashflow, insights, or exports
Cove Money at a glance
Cove Money is an Australian-made, Brisbane-based personal finance app.
It uses read-only bank connections through the Consumer Data Right via Fiskil. Cove Money is a CDR Representative of Fiskil Pty Ltd. Fiskil is the Accredited Data Recipient that collects and discloses CDR Data on behalf of Cove Money.
Cove Money can show connected accounts, balances, transactions, bills, cashflow, and insights where the authorised data is available. It cannot move money, make payments, or change anything in your bank.
Cove Money has one subscription tier: $12.99 AUD per month, cancel anytime.
Migration notes
Do not assume data can be imported or migrated until a supported import feature exists and has been confirmed by product.
Practical steps users can take regardless of provider:
- export any available records from the previous service where possible
- save important reports or CSVs before closing an old account
- list the bank accounts and cards that need to be connected in the new app
- review current subscriptions and bills after reconnecting accounts
- verify important financial records directly with banks and billers
This page is general information only. Product details, pricing, availability, and features can change. Check each provider's current website and terms before deciding what is right for you.
Try Cove Money
A calmer way to see your money.
Read-only Consumer Data Right bank connections, no advertising, and one quiet subscription. $12.99 AUD per month, cancel anytime.