Banks
See your NAB accounts in Cove
Connect NAB to Cove Money through the Consumer Data Right and see your NAB Classic Banking, iSaver, Reward Saver, credit cards and home loan in one calm, read-only view.
NAB customers typically juggle a Classic Banking account for the everyday, an iSaver or Reward Saver for savings, and often a credit card or home loan on top. Connect NAB to Cove and all of it lands in one quiet view — balances, transactions and your spending patterns, kept current automatically.
Good to know: ubank is part of the NAB group but is a separate data holder under the CDR, so it connects to Cove as its own institution.
How to connect NAB to Cove
- Start in Cove. Open Cove, choose to add a bank, and pick NAB from the supported list.
- Review the consent request. The Consumer Data Right consent screen shows exactly what data is requested, why it is needed, who can access it, how long access lasts, and how to withdraw consent later.
- Approve with NAB. You're taken to NAB's own verification step, where your identity is confirmed with a one-time password from NAB. Cove never sees or stores your NAB password.
- Choose the accounts to share. You pick which eligible NAB accounts to share. Only the accounts you authorise are visible to Cove.
- See your money in one place. Your NAB balances and transactions flow into Cove read-only and stay up to date automatically while your consent is active.
What syncs from NAB
| Account type | What you see in Cove |
|---|---|
| Transaction accounts | Balances, transactions and account details |
| Savings accounts | Balances, transactions and account details |
| Credit cards | Balances, transactions and account details |
| Home loans | Balances, transactions and account details |
| Term deposits | Balances, transactions and account details |
Your data refreshes automatically while your consent is active, so Cove stays current without you re-connecting or refreshing anything yourself.
Security and the Consumer Data Right
Cove connects through the Consumer Data Right, Australia's regulated open banking system — not screen scraping. Cove Money operates as a CDR Representative of Fiskil Pty Ltd, an ACCC-accredited data recipient. Access is strictly read-only: Cove can see balances and transactions, but it can never move money, make payments, or change anything in your NAB accounts. You can revoke access at any time, from Cove or from your bank's data sharing dashboard.
NAB FAQs
Is connecting NAB to Cove safe?
Cove's access is read-only and runs through Australia's Consumer Data Right. Cove Money operates as a CDR Representative of Fiskil Pty Ltd, an ACCC-accredited data recipient, and you approve the connection inside NAB's own login — Cove never sees your NAB password. You can revoke access at any time.
I bank with ubank too — is that the same connection as NAB?
No. ubank is part of the NAB group but is a separate data holder under the Consumer Data Right, so you connect ubank separately. Cove supports both, and they appear side by side once connected.
Will connecting Cove affect my NAB Reward Saver bonus interest?
No. Cove's access is read-only data sharing under the CDR — it never makes transactions on your account, so it can't affect the deposit and withdrawal conditions your bonus interest depends on.
Does Cove work with NAB joint accounts?
Joint accounts can be shared under the Consumer Data Right, though NAB may first ask each account holder to approve data sharing for the account. If a joint account doesn't appear in Cove, check the data sharing settings in your NAB banking.
Does NAB charge for connecting to Cove?
No. Sharing your data under the Consumer Data Right is free for consumers — NAB doesn't charge for it, and Cove doesn't charge anything beyond your normal subscription.
Cove Money is not affiliated with or endorsed by NAB. The NAB name is used only to identify the institution. Product availability through the Consumer Data Right is determined by NAB and can change.
Try Cove Money
See your NAB accounts, calmly.
Read-only Consumer Data Right bank connections, no advertising, and one quiet subscription. Start with 7 days free, then $9.99 AUD per month, cancel anytime.