Banks
See your ING accounts in Cove
Connect ING to Cove Money through the Consumer Data Right and see your Orange Everyday, Savings Maximiser and home loan in one calm, read-only view.
ING made the Orange Everyday and Savings Maximiser combo one of Australia's most popular banking setups — often with several Maximisers running different savings goals. Connect ING to Cove and every account appears in one quiet view, so you can see your spending and the progress of each goal without hopping between apps.
How to connect ING to Cove
- Start in Cove. Open Cove, choose to add a bank, and pick ING from the supported list.
- Review the consent request. The Consumer Data Right consent screen shows exactly what data is requested, why it is needed, who can access it, how long access lasts, and how to withdraw consent later.
- Approve with ING. You're taken to ING's own verification step, where your identity is confirmed with a one-time password from ING. Cove never sees or stores your ING password.
- Choose the accounts to share. You pick which eligible ING accounts to share. Only the accounts you authorise are visible to Cove.
- See your money in one place. Your ING balances and transactions flow into Cove read-only and stay up to date automatically while your consent is active.
What syncs from ING
| Account type | What you see in Cove |
|---|---|
| Transaction accounts | Balances, transactions and account details |
| Savings accounts | Balances, transactions and account details |
| Home loans | Balances, transactions and account details |
| Term deposits | Balances, transactions and account details |
Your data refreshes automatically while your consent is active, so Cove stays current without you re-connecting or refreshing anything yourself.
Security and the Consumer Data Right
Cove connects through the Consumer Data Right, Australia's regulated open banking system — not screen scraping. Cove Money operates as a CDR Representative of Fiskil Pty Ltd, an ACCC-accredited data recipient. Access is strictly read-only: Cove can see balances and transactions, but it can never move money, make payments, or change anything in your ING accounts. You can revoke access at any time, from Cove or from your bank's data sharing dashboard.
ING FAQs
Is connecting ING to Cove safe?
Cove's access is read-only and runs through Australia's Consumer Data Right. Cove Money operates as a CDR Representative of Fiskil Pty Ltd, an ACCC-accredited data recipient, and you approve the connection inside ING's own login — Cove never sees your ING password. You can revoke access at any time.
Will connecting Cove affect my Savings Maximiser bonus interest?
No. Cove's access is read-only data sharing under the CDR — it never deposits, withdraws or moves money, so the monthly conditions your bonus interest depends on are untouched.
I have several Savings Maximisers — do they all show up?
Yes. Each Savings Maximiser you authorise during the consent flow appears as its own account in Cove, with its own balance and transactions.
Does Cove work with ING joint accounts?
Joint accounts can be shared under the Consumer Data Right, though ING may first ask each account holder to approve data sharing for the account. If a joint account doesn't appear in Cove, check the data sharing settings in your ING banking.
Does ING charge for connecting to Cove?
No. Sharing your data under the Consumer Data Right is free for consumers — ING doesn't charge for it, and Cove doesn't charge anything beyond your normal subscription.
Cove Money is not affiliated with or endorsed by ING. The ING name is used only to identify the institution. Product availability through the Consumer Data Right is determined by ING and can change.
Try Cove Money
See your ING accounts, calmly.
Read-only Consumer Data Right bank connections, no advertising, and one quiet subscription. Start with 7 days free, then $9.99 AUD per month, cancel anytime.